When playing blackjack, you play against the casino dealer hoping to havea winning hand. But it’s not that simple because blackjack has different rules and payout ratios, such as 3:2 vs 6:5 blackjack. Let’s look at what that means in practice.
Blackjack payout ratios
If you come across a blackjack game that mentions 3:2, 6:5, three to two or similar, this all refers to the payout if you get a blackjack. Put simply, it shows how much you will win in relation to your bet and the house edge for a natural blackjack.
What is 3:2 blackjack?
3:2 blackjack means that you will win three for a bet of two. This is a common payout rate for blackjack and also one that comes with a favourable (relatively low) house edge for players. The ratio can of course be doubled, etc., and therefore means that you get paid six for four, 12 for eight, etc.
The payout rate might be easier to understand in terms of percentage. As 3:2 equals 150%, it means that you get 150% of your bet paid out if you get blackjack. So, if you bet £100, a natural blackjack will pay you £150.
What is 6:5 blackjack?
6:5 blackjack is a newer payout ratio that you might meet at some casino tables. Using the same maths and examples it means that you will get paid six for five and 12 for 10 – or 120%. This means that you will have to bet more in order to get the same payout as 3:2 as the house edge is increased. If you bet £100 and win with a natural blackjack, you will only get paid £120, not £150 as with 3:2.
Blackjack payouts online
It’s great to know that online, the 3:2 payout ratio is normally favoured. You might still come across some 6:5 games, but it will be easier to sort out.
With online casino games, you can normally see the RTP (return to player percentage) of a game before opting to play it and you can also read more about payouts in a game’s payout table. By signing up to a casino that offers an array of blackjack games, you can play the ones that come with the most favourable payout. Browse different recommended casinos on a site like Casino Bonus Code to find which casino is the best match for you.
Conclusion: what is the best payout ratio in blackjack?
As should be relatively clear from the explanations above, 3:2 blackjack is definitely more favourable for players than 6:5 blackjack. This is simply because the house edge is higher in 6:5 blackjack and you will have to bet more in order to get the same payout. The most favourable ratio would of course be a 2:1 blackjack where you get a 200% (double) payout.